Associate Senior Manager Liability LOB

Job Description

A senior role focused on high-value underwriting, business growth, and training leadership. You’ll handle complex insurance risks, drive premium growth, and support intermediaries with product expertise.

Role Details

• Role: Principal
• Industry: Insurance
• Employment Type: Full Time, Permanent
• Department: Underwriting, Training & Advisory

Job Summary

This role involves making large-scale underwriting decisions (up to INR 150–300 crore), managing broker relationships, acquiring high-value clients, and leading product training initiatives.

Key Responsibilities

Risk Assessment & Underwriting

• Evaluate complex, high-risk proposals and ensure alignment with underwriting guidelines
• Analyze past claims and loss ratios to assess risk
• Define policy terms, conditions, and pricing strategies
• Provide technical advisory on emerging risks and market changes
• Finalize quotes to secure large accounts

Premium Growth & Client Acquisition

• Build and manage relationships with brokers and IMDs
• Negotiate terms and ensure participation in large-value accounts
• Advise clients on insurance products and coverage
• Visit partners to understand challenges and resolve concerns
• Monitor and improve broker/channel performance

Projects & Strategic Initiatives

• Lead initiatives to drive premium growth
• Improve internal processes and underwriting systems

Product Training & Development

• Conduct training on product features, pricing, and usage
• Support new product launches with training programs
• Identify skill gaps and train intermediaries
• Develop training content and materials

Requirements

• Strong experience in underwriting and risk assessment
• Ability to handle large and complex insurance portfolios
• Knowledge of claims, pricing, and policy structures
• Excellent communication and negotiation skills
• Experience in training or mentoring is an advantage

What They’re Looking For

• Strategic decision-making ability
• Strong client and stakeholder management
• Leadership in training and knowledge sharing
• Deep understanding of insurance market dynamics

Career Value

• High authority role with major business impact
• Exposure to large premium deals and enterprise clients
• Pathway to leadership roles in underwriting, strategy, or business development

Key Skills

Underwriting, Risk Assessment, Client Acquisition, Insurance Advisory, Product Training, Claims Analysis, Relationship Management